In general, the benefits of a home warranty are their convenience multiple items covered under one contract and their comprehensive coverage for the many appliances within your home. One downside of home appliance warranties is the cost, though this can vary considerably based on the coverage you choose, the square footage of your home, and where you live.
Because these warranties apply to individual appliances, homeowners pay for exactly the coverage they want on the appliances they want covered. These warranties are typically offered through the manufacturer or dealer, meaning the technician who comes to your service call will be intimately familiar with the appliance being serviced. Both extended warranties and home warranties come with their pros and cons, and homeowners should carefully evaluate their needs before choosing one or the other.
In general, extended warranties cover damage caused by general wear and tear to mechanical and electric components of your home. An appliance extended warranty only applies to specific devices, which means a separate policy must be purchased for each appliance you want covered.
In comparison, home warranties cover many types of appliances within your home system with just one policy. While one appliance extended warranty will cover just one appliance, a home warranty covers items like your air conditioner, water heater, electrical and plumbing systems, dishwasher, built-in microwave, and even your pool, well pump, or septic system.
Some home warranties are structured so you can build your own home warranty plan and customize the coverage you want. The warranty provider will work with you to determine which appliances within your home are covered, and you can then decide what items to include in your plan.
Warranty prices will vary depending on several factors, including the type of appliances being covered, the type of coverage you want, your warranty provider, and where you live. An extended warranty is usually less expensive because they cover only one single appliance. You may be able to purchase an appliance extended warranty from the original appliance manufacturer, the dealer where you purchased the appliance, or a third-party provider.
Generally speaking, appliance extended warranties can be purchased from retailers and manufacturers, whereas a home appliance warranty always comes from a third-party home warranty company.
While appliance warranties may be useful in select circumstances, we recommend choosing a home warranty policy for more comprehensive coverage. Yes, it helps our technicians prepare for a great service experience.
How do I know the scheduler worked? This form connects straight into our system. Based on your preferred method of contact, you will receive a confirmation of the date and a hour time window.
We will contact you again 30 minutes prior with a more precise arrival time. You can follow these links to check the job status or track your technician the day of the repair. Can I get a quote first? He will provide a complete estimate before any work is done. Omaha Lincoln Des Moines. Call Schedule Online.
Contact Schedule Hours Call. Should I buy an extended warranty for my new appliances? Like us on Facebook for special offers. Consider how much repairs would cost.
Repairs, however, aren't usually that expensive. Buy higher-quality products. You can learn more about a product's reliability by reviewing Consumer Report s' ratings and product reliability information online. Also consider where you plan to purchase the product.
Look for a retailer that will take returns on defective items. Stores with the most generous return policies will accept broken items, even years after the original purchase. Beth Braverman is a freelance writer who contributes to Consumer Reports on personal finance topics. Conscious of the intersection of life and money, she is always looking for ways to make more mindful decisions about both. We respect your privacy. All email addresses you provide will be used just for sending this story.
Why You Should Steer Clear of Extended Warranties In nearly every case, it's not worth the extra money when buying electronics and appliances. By Beth Braverman. December 22, More on Warranties.
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